Lifetime Reserve Days 2024. *lifetime reserve days are a set number of covered hospital days you can draw on if you’re in the hospital longer than 90 days. Medicare lifetime reserve days are used if you have an inpatient hospital stay that lasts beyond the 90 days per benefit period covered under medicare part a.

Medicare will cover 60 additional reserve days, and you will pay a coinsurance for each day. Medicare recipients have 60 medicare lifetime reserve days.